Schmitt Law Firm, LLC - Kansas City personal injury attorneys

Distracted drivers are increasing your car insurance premiums

Distracted driving is an epidemic. More and more people are finding more and more ways to multitask behind the wheel, and it's putting us all at risk.

But there is another problem with distracted driving, and it has to do with the financial side of things: Insurance premiums are going up - and people who engage in distracted driving are partly to blame.

According to, 3,179 people were killed and 431,000 people were injured in distracted driving-related accidents in 2014. More drivers are texting while driving, talking on their phones, using apps, and engaging in other forms of distracted driving. And the result is more accidents.

More accidents mean more costs for insurers - but the costs are being passed on to consumers. In some states, insurance premiums have risen more than 13 percent. Horace Mann Insurance will be increasing auto insurance premiums an average of 8 percent in 2017.

There are other reasons for an increase in auto insurance premiums. Gas is cheaper and people are driving. More driving means more congestion and more accidents.

Despite the dangers of distracted driving - and despite how much it is costing consumers - people are still continuing to engage in this dangerous behavior. Is there any end in sight to the distracted driving epidemic? We can only hope so - but ultimately it is each individual's responsibility to pay attention while driving.

Free consultation: If you or a family member were injured in a distracted driving accident, learn about your legal options by talking to one of our attorneys in a free consultation: 816-389-4014.

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Ben Schmitt

Attorney Ben Schmitt

Mr. Schmitt has over 25 years of legal experience in Missouri and Kansas, and he has been first chair in over 100 jury trials in state and federal courts. He is recognized by the Kansas City Business Journal, Super Lawyers, and Martindale Hubbell as one of the best personal injury lawyers in Missouri and Kansas.