What is a Personal Injury Claim? A Comprehensive Guide to Personal Injury Claims in Missouri

an accident report for a personal injury claim
an accident report for a personal injury claim

What is a Personal Injury Claim? A Comprehensive Guide to Personal Injury Claims in Missouri

In the aftermath of an accident or injury, you may find yourself faced with unforeseen medical, financial, and emotional challenges. These incidents, often occurring without warning, can leave victims in Missouri grappling for answers and assistance. You may ask questions like, “What is a personal injury claim?” and “Can I get compensation for my injuries?”  

Schmitt Law Firm believes in empowering you with the knowledge necessary to navigate these difficult times. Our personal injury attorneys in Kansas City are here to help you understand what a personal injury claim is and how it can help you. We’re committed to helping you secure the compensation you deserve, and we strive to alleviate the stress that comes along with personal injury claims. Call us at 816-400-1000 for a free consultation.

What is a Personal Injury Claim?

So, what is a personal injury claim? A personal injury claim is a legal case you can initiate when you’ve suffered harm from an accident or injury that someone else is legally responsible for. In Missouri, these claims can arise from various incidents such as car accidents, slips and falls, medical malpractice, and even dog bites.

There are different types of personal injury claims, with each having unique aspects and requirements. Regardless of the type, the fundamental premise remains the same: to compensate the injured party for the harm they’ve endured due to another party’s negligence. This is the core answer to the question, “What is a personal injury claim?”

How a Personal Injury Claim Works in Missouri

a person holding their wrist after it was injured

When asking, “What is a personal injury claim,” it’s crucial to understand how the process works. A personal injury claim typically starts when the injured party, known as the plaintiff, files a complaint against another party, referred to as the defendant. The complaint outlines how the defendant’s negligence caused harm to the plaintiff. In Missouri, this claim is usually filed in the county where the injury occurred.

Insurance companies play a pivotal role in personal injury claims. After a claim is filed, an insurance adjuster investigates the incident, including the nature of the injuries and the circumstances surrounding the event. This forms a significant part of a personal injury claim, as the outcome of this investigation can significantly impact the compensation you may receive.

Understanding Liability and Negligence of a Personal Injury Claim

In a personal injury claim, negligence is a legal concept used to establish fault. When asking, “What is a personal injury claim,” it’s important to understand that the plaintiff must prove that the defendant owed them a duty of care, breached this duty, and as a result, caused them harm.

Establishing fault in a personal injury claim can be complex. It often requires thorough investigation and expert testimonies. For instance, in a car accident, a violation of traffic laws, such as speeding or running a red light, can help establish fault. At Schmitt Law Firm, we are experts in discovering evidence and establishing fault in a personal injury claim. Don’t accept less than the compensation you deserve for your injuries. Call us at 816-400-1000 today and put us on your side of the table.

Damages in a Personal Injury Claim

When exploring the question, “What is a personal injury claim?” we must discuss damages. Damages in a personal injury claim refer to the financial compensation that the injured party can recover.

In Missouri, damages can be categorized into three types:

  • Economic damages
  • Non-economic damages
  • Punitive damages

Economic damages cover quantifiable losses, such as medical expenses and lost wages. Non-economic damages, on the other hand, compensate for intangible losses, like pain and suffering or loss of enjoyment of life. Punitive damages are not always awarded but may be considered in cases where the defendant’s conduct was particularly egregious or harmful.

The True Cost of Personal Injury

The toll of a personal injury extends beyond physical injuries. When contemplating “What is a personal injury claim,” it’s crucial to consider the emotional and psychological impact can be just as severe, causing trauma and distress that may require ongoing treatment.

Financially, a personal injury can impose a heavy burden on the victim and their family. The monetary strain can be overwhelming, from mounting medical bills to lost income due to time away from work. This is where a successful personal injury claim can make a significant difference, providing much-needed relief and financial support. Understanding “What is a personal injury claim” can provide hope in these difficult times.

a person with a brace on their arm consulting with an attorney and asking what is a personal injury claim

Why You Need a Personal Injury Attorney for a Personal Injury Claim

Navigating a personal injury claim can be a complex process, particularly when you’re also dealing with the aftermath of an injury. A personal injury attorney serves as your advocate, fighting for your rights and working to secure the best possible outcome for your case. They know the answer to the question, “What is a personal injury claim?” and how to get you the compensation you deserve for your specific personal injury claim – whether it is a truck accident, brain injury, or product defect.

An experienced personal injury attorney from Schmitt Law Firm can help gather evidence, negotiate with insurance companies, and represent you in court if necessary. Our expertise can greatly increase the likelihood of a favorable settlement or verdict, ensuring you receive the compensation you deserve. Call us today to get started on your claim.

How to Choose the Right Personal Injury Attorney

Choosing the right personal injury attorney is crucial in your journey toward justice. Factors to consider, include the attorney’s experience, particularly with personal injury cases, reputation, and approach to client care. The right attorney will know what a personal injury claim is and how to handle each type to effectively guide you through the process.

At Schmitt Law Firm, we offer more than just legal expertise. Our team is committed to providing compassionate and personalized service to each client. We understand the unique challenges you face and are dedicated to guiding you through each step of the process.

Call Schmitt Law Firm When You Want to Know What is a Personal Injury Claim and How To Maximize Your Compensation

Dealing with a personal injury can be overwhelming, but understanding “What is a personal injury claim” can help alleviate some of the stress. It’s important to remember that you don’t have to navigate this journey alone. A dedicated personal injury attorney can be an invaluable ally, fighting for your rights and working to secure the compensation you deserve.

At Schmitt Law Firm, we’re proud to stand by our clients in Kansas City and throughout Missouri. We’re committed to delivering successful outcomes, peace of mind, and a restored sense of justice.

If you or a loved one has suffered a personal injury, don’t hesitate to reach out to us at Schmitt Law Firm. Our dedicated team is ready to provide the guidance and advocacy you need. Contact us today for a consultation, and let us help you navigate the path toward justice. Let us answer your question, “What is a personal injury claim,” and together, we will work towards a positive resolution.


The material presented in this website is not intended as legal counsel. It is provided solely for informational purposes and should not be applied to particular circumstances. Utilizing this website does not establish or imply an attorney-client relationship between Schmitt Law Firm and the site's users. For personalized legal guidance, we encourage you to consult with a qualified attorney.

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“Ben has handled a couple injury claims for me in the past 4 years. He will fight for you and earn your loyalty and gratitude because he gets results! He knows every trick the insurance companies will try to pull, he’s five steps ahead of them. Be patient, these matters take time, but in the end you win with him on your side.”


“Ben Schmitt service to his clients exceeded my expectation. He took extreme care to communicate with me effectively and listen with an emphatic ear. His ability to assess my situation, implement & execute the course of action gave way to my successful outcome. I strongly recommend Ben T. Schmitt not only as a great attorney but an ethical leader who cares about his clients.”


“Ben Schmitt is a great lawyer. His accomplishments in his career are outstanding. He helped us very successfully in our time of need. I highly recommend him as a lawyer and a fair and kind man.”


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